pboc2.0 标准根据我国银行卡芯片化计划要求，正式颁发了行业标准《中国金融集成电路（IC）卡规范》（JR/T 0025-2005）(业内简称PBOC2.0)。该规范补充完善电子钱包/存折应用；增加了与EMV标准兼容的借/贷记应用；增加非接触式IC卡物理特性标准；增加电子钱包扩展应用指南、借/贷记应用个人化指南等内容。该标准将为我国银行卡芯片化奠定标准基础，确保我国银行卡芯片化实现联网通用和安全，并有效指导实施。共13部分完整。-pboc2.0 criteria based on China s banking card chip of the program requirements, issued a formal industry standard,　China s financial integrated circuit (IC) card specification　(JR/T 0025-2005) (the industry abbreviation PBOC2.0). The specification complements Wallet/deposit application　adds compatibility with EMV standard debit/credit applications　an increase in non-contact IC card standard physical characteristics　increased electronic purse extended application guide, debit/credit application personal directory, etc. . This standard will lay the foundation of the standard chip-based bank cards, to ensure that China s banking card chip of networked universal and safe, and effective guidance for implementation. 13 partially intact.