本指标体系专为商城信用管理系统对客户进行信用评估而编制。本评估指标体系的设计基础依据信用分析5C理论，即品行、能力、资本、抵押和环境，并结合商业企业信用管理的需求。-The index system designed to store customer credit management system for credit evaluation and preparation. The design of the evaluation index system based credit analysis based on 5C theory that behavior, capacity, capital, collateral and the environment, combined with the credit management needs of commercial enterprises.